Dues: Each member 18 years and older shall be assessed annual dues per year, payable in installments if necessary. Members 18 years ad older that are registered as full-time students may be assessed a lower amount of annual dues. The amout of annual dues for the next calendar year shall be determined at a general meeting prior to the end of the calendar year. Annual dues are payable by January 31 of the current calendar year. Annual dues paid after the deadline shall be assessed a late fee charge to be determined at the same time as the annual dues. If annual dues are not paid, member relinquishes all voting rights and member benefits.